Terms of use
Last updated 17 August 2026
By using this website, the goal planner or the enquiry form, you agree to these terms. If you do not agree, please do not use the service.
Not investment advice
Everything on this website — including anything generated by our goal planner — is general information only. It does not take account of your full circumstances and is not a personal recommendation, an offer, or a solicitation to buy or sell any financial product. Personalised advice is given only after a formal engagement with a Northmark advisor and the appropriate suitability checks.
Investment risk
The value of investments can fall as well as rise and you may get back less than you put in. Past performance is not a guide to future returns. Tax treatment depends on your individual circumstances and may change.
AI-assisted features
Parts of this service use AI to summarise, categorise and draft text. AI output can be incomplete or wrong. It is always reviewed by a person before it forms part of any advice given to you, and you should not rely on it on its own.
Accurate information
Please give us accurate information about yourself. We rely on what you tell us to route your enquiry and prepare for our conversation. Do not submit anyone else's details without their permission.
Acceptable use
Do not attempt to disrupt the service, submit automated or bulk enquiries, or access data belonging to other people. We rate-limit our public forms and may block abusive traffic.
Advisor accounts
Access to the CRM is for authorised staff of the firm only. Accounts are personal, must not be shared, and access is granted and revoked by a firm administrator. Activity in the CRM is logged.
Changes
We may update these terms as the service changes. The date at the top of this page shows when it was last revised.